*Billing statements for billing accounts and policies on a billing account can be viewed for the past 90 days. Billing statements for policies not on a billing account can be viewed for the past 13 months.
What credit cards can I use to pay my bill?
American Express, Discover, Master Card and Visa.
Can I use my savings or checking account to pay my bill online?
Yes, you can make a one-time payment or sign up for Automatic Payments using your savings or checking account.
As with most insurers, we use a credit-based insurance score to predict insurance losses. Studies show that considering credit creates a more accurate insurance rate. By predicting potential losses better, we can provide a more appropriate rate.
Our experience has been that about half of our existing members receive a rate decrease based on their credit score.
How does Nationwide determine this credit-based insurance score?
We use many factors to determine your score. Some of the more common factors are:
Payment history, including delinquencies or late payments
Length of credit history
Types of credit, such as credit cards and loans
When determining your score, gender, marital status, age, ethnicity, address and income are not considered.
What is an extraordinary life circumstance?
We have an extraordinary life circumstance process that applies to all states. You may qualify for reconsideration of your premium if your credit information has been directly influenced by one of the following events:
Catastrophic event, as declared by the federal or a state government
Divorce/dissolution of marriage
Death of a spouse, child or parent
Serious illness or injury, or serious illness or injury to an immediate family member
Temporary loss of employment for a period of three months or more, if such loss is due to involuntary unemployment
Military deployment overseas
Total or other loss that makes a home uninhabitable
For more information, talk to your agent or call 1-888-891-0271. We may ask you to provide documentation of the event and an explanation of how that event affected your credit.